
Technology
There Is No AI Act in Montenegro — and Four Provisions Already Regulate Your AI System
No AI Act here, but Articles 15a, 28 and 43 already govern automated decisions, profiling and explainability — plus the treaty Montenegro signed.
KNOWLEDGE CENTER
In-depth guides on Montenegro investment, company formation, and international law.

Technology
No AI Act here, but Articles 15a, 28 and 43 already govern automated decisions, profiling and explainability — plus the treaty Montenegro signed.

Technology
Choice of law under Article 38, exclusive-by-default forum clauses, who owns commissioned code, and the data annex that is a licensing question.

Real Estate
Montenegro's EU equal-treatment rules for property and residence are written but deferred to accession day. The one exemption that is in force now.

Technology
Article 41 permits, the nine Article 42 exemptions, the outsourcing carve-out, and why an EU parent still needs standard contractual clauses.

Real Estate
A Montenegrin title deed is not an entry document. What ownership gets you at the border from 1 November 2026, and which trips you can still delegate.

Technology
Controller registration, filing-system notification, the video surveillance permit set and the complaint procedure, with the regulator's 2024 figures.

Technology
GDPR is not Montenegrin law. The 2008 Data Protection Act still requires filing-system registration, prior permits and a €20,000 fine ceiling.

Residency
From 1 November 2026 five nationalities need a Montenegro visa. The Aliens Act makes a residence permit the border alternative. Here is the sequence.

Montenegro Banking & Compliance
Montenegro licenses payment and e-money institutions under its Payment Operations Act. Capital floors, the 90-day CBCG decision, and the 2026 deadlines.

Residency
From 1 November 2026 five nationalities need a Montenegrin visa. What the decree says, which exemptions survive, and what owners should do now.

Investment
The registers counsel opens before you commit capital in Montenegro — what each proves, which you cannot open yourself, and the gaps none of them close.

Crypto Investment
Turkey licenses crypto under capital markets law with a TRY 250m capital floor. Montenegro registers it under AML law with none. Article by article.