FinTech & Crypto Assets: Legal Architecture of the Digital Future
In the blockchain and digital asset ecosystem, we eliminate regulatory uncertainties and unite innovation with legal security.
The digital finance world brings complex regulatory risks alongside limitless opportunities. As Rona Legal, within Turkey's new crypto asset legislation (Law No. 7518) and Montenegro's legal framework aligned with the EU's MiCA regulation, we provide end-to-end legal guidance to FinTech startups, crypto exchanges, and Web3 projects. From SPK licensing to VASP registrations with the Montenegro Capital Markets Authority, we're with you at every stage of your cross-border project.
⚠️ Critical Warning: June 30, 2025 Deadline
Crypto asset platforms operating in Turkey must complete their license applications or adopt liquidation decisions by June 30, 2025.
🚨 Don't delay your legal risk analysis. SPK application processes can take 3-6 months.
Our Expertise and Services
Our services aim to ensure both full compliance with local legislation in Turkey and global market access through Montenegro.
SPK Licensing and Compliance (Turkey)
Licensing for crypto asset service providers under Capital Markets Law No. 6362 and Communiqué III-35/B.1.
Establishment and operating license applications
Information systems audit (TÜBİTAK criteria)
Establishment of internal control mechanisms
Montenegro VASP Registration and Consulting
"Virtual Asset Service Provider" (VASP) registry registrations in accordance with Montenegro's 2025 AML Law amendments.
VASP registry registration procedures
Appointment of local AML officer
Company structuring compliant with EU MiCA standards
Blockchain and Tokenization Projects
Legal infrastructure for RWA tokenization, NFT projects, and Utility Token offerings.
Real World Asset (RWA) tokenization legal opinions
NFT projects and Utility Token offerings (ICO/IEO)
Legal validity audit of smart contracts
FinTech and Payment Systems
Payment institution license applications with the Central Bank under Law No. 6493.
Payment and Electronic Money Institution license applications
Open Banking contracts
Legal infrastructure for API integrations
MASAK and AML/KYC Compliance
Full compliance under anti-money laundering legislation.
Risk analysis and Know Your Customer (KYC) procedures
Establishment of suspicious transaction reporting procedures
Corporate policy creation for "Travel Rule" integration
Why Rona Legal for Your FinTech Operations?
Dual Regulatory Expertise
With our Istanbul and Podgorica offices, we master both Turkey's strict SPK regulations and Montenegro's flexible yet EU-compliant structure simultaneously.
Technical and Legal Integration
We're not just lawyers; we speak the technical language of blockchain. We communicate directly with your software teams to ensure legal requirements (e.g., wallet segregation) are reflected in code architecture.
Crisis Management
In crisis situations such as license rejections, bank account blockages, or access restrictions during transition periods (Grandfathering), we effectively manage administrative judicial remedies and negotiation processes.
Legally Secure Your Digital Assets
Contact us for expert consulting on SPK licensing, Montenegro VASP registration, tokenization projects, and AML/KYC compliance. Don't miss the June 30, 2025 deadline!
Contact Us for FinTech Consulting