Portugal D7 Visa (Passive Income)

Portugal D7 Visa (Passive Income) Residency Guide 2026 | Rona Legal

Live in Europe with the Portugal D7 Visa using your retirement or passive income. Learn about 2026 financial requirements, NIF, bank account, and application process.

Portugal D7 Visa, Passive Income Visa, Portugal Residency, Move to Portugal, NIF Number, Portugal Bank Account, Rona Legal

Portugal D7 Visa:

Portugal is one of the world's most popular migration destinations with its mild climate, safe living standards, and affordable cost of living.

Open Europe's Doors

with Your Passive Income

Who is the D7 Visa Suitable For?

The D7 Visa is suitable for anyone who can prove they can support themselves without being a "burden" to the Portuguese state. The main criteria is regular income obtained without having to work.

Retirees

Those sustaining themselves with pension income.

Real Estate Income

Property owners with rental income.

Investment Income

Those obtaining company dividends or interest income.

Digital Nomads (Remote)

Those working remotely and able to document passive income.

2026 Financial Sufficiency Criteria

The Portuguese state wants to ensure that the applicant can live in the country without economic difficulties. As of 2026, the minimum financial table to be presented is:

Monthly Regular Income

The applicant must document a regular, passive income of at least

per month.

Bank Guarantee (Blocked Amount)

During the application, your account must have cash assets of

(920 € x 12 Months), which is the 1-year minimum wage amount. This amount is not money to be spent, but proof of assets.

Process Management: Portugal Step by Step with Rona Legal

The D7 visa is not just a document submission, but a process management that needs to be set up correctly. Rona Legal is with you at every stage, from obtaining NIF to the residence card.

Legal Identity and Bank Account

In the first step, without you needing to go to Portugal, we obtain a NIF (Tax Number) in your name and open your account in Portuguese banks. Bureaucratic forms and bank communications are completely handled by us.

Accommodation and Rental Solutions

The most critical stage of the visa application is accommodation. The consulate requests an official rental contract for at least 1 year. We manage the finding of houses suitable for your criteria, English/Portuguese communication with landlords, and contract processes. (Note: In guarantor-free rentals in Portugal, 4-6 months of rent may generally be requested in advance).

File Preparation and Consulate Application

Your entire file is prepared completely, from writing your Cover Letter to arranging your travel health insurance (30.000 € coverage), and your appointment at the Portuguese Consulate is created.

Visa Approval and After: AIMA Process

When your visa is approved, you are initially given a temporary 4-month visa. You must enter Portugal within this period. Usually, along with your visa, your appointment with the Agency for Integration, Migration and Asylum (AIMA) is automatically assigned.

Residency Requirement

You must not stay outside Portugal for 6 consecutive months or 8 months in total within 2 years.

Right to Work

With your residence card, you also have the legal right to work in Portugal.

Freedom to Travel

You can travel visa-free to Schengen area countries.

Estimated Costs

Excluding our consultancy fee; it is recommended to set aside an operational budget of approximately

at the beginning of the process, including NIF, rental deposits, insurance, translation, notary, and travel expenses (excluding the deposit in the bank).